AI Prompts for Gemini for Tax Planning

Help me understand my current tax situation. Filing status: [SINGLE/MARRIED/JOINTLY]. Income: approximately [AMOUNT] from [SALARY/FREELANCE/INVESTMENTS]. State: [STATE]. What bracket am I in, what does that actually mean, and what should I be paying attention to?

What is the difference between a tax deduction and a tax credit? Give me plain-language examples of each and explain which has more impact on what I actually owe.

I am self-employed earning about [AMOUNT] per year. Explain quarterly estimated taxes, self-employment tax, what I can deduct, and how my tax situation differs from someone on a W-2.

I had these life changes this year: [LIST: MARRIAGE, CHILD, HOME PURCHASE, NEW JOB, SIDE INCOME]. How does each one affect my taxes and what should I be doing differently because of them?

What are the most important tax deadlines for my situation? I am [DESCRIBE: EMPLOYEE, SELF-EMPLOYED, INVESTOR]. What do I need to do and when to avoid penalties and capture every savings opportunity?

I want to make sure I am claiming every deduction I am entitled to. My situation: [DESCRIBE JOB TYPE, HOME OWNERSHIP, FAMILY, MAJOR EXPENSES THIS YEAR]. What am I most likely eligible for that people in similar situations commonly overlook?

I work from home [FOR MY EMPLOYER / AS A FREELANCER]. What home office deductions might I qualify for and what does the IRS actually require to claim them correctly?

I have a side business earning [AMOUNT] per year. Business expenses: [LIST]. Which of these are likely deductible and what documentation do I need to keep?

What are the above-the-line deductions I can take even without itemizing? List the most common ones and which might apply to my situation: [DESCRIBE].

Help me calculate whether I should itemize or take the standard deduction. Potential itemized expenses: [LIST MORTGAGE INTEREST, STATE TAXES, CHARITABLE DONATIONS, MEDICAL EXPENSES WITH AMOUNTS]. Is it worth it?

It is [CURRENT MONTH]. What year-end tax moves should I still make? Situation: [INCOME, INVESTMENT ACCOUNTS, RETIREMENT CONTRIBUTIONS SO FAR, MAJOR EXPENSES THIS YEAR]. What can I still do to reduce my bill?

I want to maximize retirement contributions to reduce my taxable income. I have access to: [LIST ACCOUNTS]. My income: [AMOUNT]. What is the maximum I can contribute to each and what is the real impact on my taxes?

Explain tax-loss harvesting in plain terms and tell me whether it makes sense for my situation: [DESCRIBE INVESTMENT ACCOUNTS AND ANY POSITIONS THAT HAVE DECLINED]. What do I need to watch out for?

Should I make a charitable donation before year-end for tax purposes? My situation: [INCOME, WHETHER I ITEMIZE, PLANNED DONATION AMOUNT]. What is the actual tax benefit and the most efficient way to give?

My income will be significantly [HIGHER/LOWER] next year: currently [AMOUNT], expecting [AMOUNT]. What moves should I make this year to take advantage of that difference?

Build me a tax document checklist for my situation: [DESCRIBE: EMPLOYED, FREELANCE, INVESTOR, HOMEOWNER, PARENT]. What do I need to gather and when should I expect each document?

I am deciding between tax software, a CPA, and a basic preparer. My situation: [DESCRIBE COMPLEXITY: INCOME SOURCES, BUSINESS, INVESTMENTS, MAJOR LIFE CHANGES]. Help me figure out which makes sense and what the real tradeoffs are.

I made an error on a past tax return. What are my options, is there a deadline for corrections, and what happens if I leave it unfixed?

Help me set up a year-round system for tracking deductible expenses. My situation: [FREELANCER, SIDE BUSINESS, HOMEOWNER]. What categories should I track and what is the simplest way to do it consistently?

I received a letter from the IRS saying: [DESCRIBE WHAT THE LETTER SAYS]. What does this mean, how serious is it, and what are my next steps?