AI Prompts for ChatGPT for Insurance

Write a coverage summary email for a client who just purchased [DESCRIBE POLICY TYPE]. Explain what is covered, what is excluded, how to file a claim, and what to do before their next renewal. Use plain language, not policy jargon.

A client is confused about why their premium increased at renewal. The reasons are: [DESCRIBE FACTORS]. Write a clear, empathetic explanation that addresses their concern without sounding defensive or dismissive.

Write a follow-up email to a prospect who got a quote for [DESCRIBE POLICY] but has not responded in two weeks. Remind them of the key value, address a likely objection, and make it easy to take the next step.

I need to explain the difference between [POLICY A] and [POLICY B] to a client who is deciding between them. Write a side-by-side comparison in plain language, with a recommendation based on their situation: [DESCRIBE CLIENT SITUATION].

Write a renewal reminder letter for clients 60 days before their [DESCRIBE POLICY TYPE] renews. Include the renewal date, what will change, any action they need to take, and how to reach me with questions.

Write a prospecting email for [DESCRIBE TARGET SEGMENT, E.G. "SMALL BUSINESS OWNERS IN THE RESTAURANT INDUSTRY"]. Address their specific risks, explain why standard business coverage may not be enough, and offer a free review.

I am preparing a commercial insurance proposal for [DESCRIBE BUSINESS: INDUSTRY, SIZE, CURRENT COVERAGE]. Write the executive summary section that frames the coverage gaps we identified and our recommended solution.

Write a referral request I can send to a satisfied personal lines client. I want them to refer friends or colleagues who might need [DESCRIBE COVERAGE TYPE]. Keep it warm, specific, and easy to forward.

Create a LinkedIn message sequence (3 messages) to connect with and engage [DESCRIBE PROSPECT TYPE]. The goal is to schedule a coverage review call. Make each message feel genuine, not templated.

Write a script for a coverage review call with an existing client. The goal is to identify gaps and upsell [DESCRIBE ADDITIONAL COVERAGE]. Structure the discovery questions so the client identifies the need themselves.

Write the narrative section of an underwriting submission for [DESCRIBE RISK: BUSINESS TYPE, SIZE, INDUSTRY, KEY EXPOSURES]. Highlight the risk quality factors, mitigation controls in place, and why this is an attractive risk.

I need to document the coverage decision for [DESCRIBE ACCOUNT]. Write a clear summary of what was offered, what was declined and why, and the underwriting rationale for the final terms.

Summarize this loss run into a clear risk assessment memo: [DESCRIBE OR PASTE LOSS DATA]. Identify frequency vs severity patterns, trends over time, and what the loss history suggests about the risk going forward.

Write the internal notes for a complex account renewal where the client has had [DESCRIBE LOSS HISTORY]. Document what we know, what we need from the insured, and our recommended approach for market negotiation.

Create a coverage checklist for [DESCRIBE BUSINESS TYPE] that underwriters can use to ensure all major exposures are addressed. Group by coverage line and flag the three most commonly missed exposures for this industry.

A client just called to report a [DESCRIBE CLAIM TYPE] loss. Write the first notice of loss summary I should complete, the questions I need to ask, and the immediate next steps I should communicate to the client.

Write a claims status update email to a client whose [DESCRIBE CLAIM] has been open for [N WEEKS]. Explain where things stand, what is happening next, and what they need to do (if anything). Be empathetic and clear.

A client is unhappy with their claims settlement offer: [DESCRIBE SITUATION]. Write a professional email that acknowledges their frustration, explains the settlement basis, and outlines their options for resolution.

I need to document a coverage dispute for [DESCRIBE SITUATION]. Write the file memo summarizing the claim facts, the coverage position, the basis for any denial or partial denial, and the next steps.

Write a post-claim follow-up letter to a client who just had their first claim resolved. Thank them for their patience, summarize the outcome, review any coverage changes that resulted, and reaffirm your value as their agent.